5 Amendments of Phil BENNION related to 2012/2134(INI)
Amendment 10 #
Draft opinion
Paragraph 3
Paragraph 3
3. Notes that access to affordable finance is crucial for funding business investment, ensuring businesses reach their growth potential, and for facilitating new business start-ups, thereby contributing to future growth and job creation;
Amendment 31 #
Draft opinion
Paragraph 6
Paragraph 6
6. Notes the benefits of new forms of financing through innovative schemes and non-bank routes, such as peer-to-peer lending schemes, micro-lending, SME bonds and invoice products, which can provide vital investment to social businesses and "self start-ups";
Amendment 32 #
Draft opinion
Paragraph 6 a (new)
Paragraph 6 a (new)
6a. Notes the potential benefit of National or Regional Investment Banks, which can provide affordable finance to SMEs, when commercial banks and other sources of private finance are not accessible;
Amendment 34 #
Draft opinion
Paragraph 7
Paragraph 7
7. Notes that a lack of knowledge and information can affect the supply of both debt and equity finance to SMEs, resulting in potentially viable businesses being refused finance, which inhibits the development or creation of viable SMEs and microenterprises; recognises that "one-stop shops" and e-government can help alleviate this problem by providing all relevant information to SMEs in an easily accessible manner;
Amendment 43 #
Draft opinion
Paragraph 8 a (new)
Paragraph 8 a (new)
8a. Recognises that the administrative burden and financial risk related to accessing finance, can result in stress and other negative health impacts for employees and owners of SMEs and micro enterprises; emphasises the need for employment and social regulation to contribute to the well-being of entrepreneurs and their employees without creating additional barriers to their success;