12 Amendments of Jonás FERNÁNDEZ related to 2017/2066(INI)
Amendment 37 #
Motion for a resolution
Paragraph 1 a (new)
Paragraph 1 a (new)
1a. Considers it vital to ensure that financial services of all kinds – including, but not limited to the opening of current and savings accounts and the provision of bank cards, consumer loans and mortgages, insurance and sovereign debt – can be provided on a cross-border basis.
Amendment 38 #
Motion for a resolution
Paragraph 1 b (new)
Paragraph 1 b (new)
1b. Considers it to be against the principles of the internal retail financial services market to require customers to be resident in the Member State in which the financial product – including sovereign debt instruments – is offered, or to hold a national identity document issued by that Member State, for the effective provision of the product;
Amendment 39 #
Motion for a resolution
Paragraph 1 c (new)
Paragraph 1 c (new)
1c. Believes that it would be beneficial to facilitate the acquisition of sovereign debt by retail investors;
Amendment 40 #
Motion for a resolution
Paragraph 1 d (new)
Paragraph 1 d (new)
1d. As stated in paragraph 135 of the Parliament Resolution of 14 February 2017 on the annual report on EU competition policy (2016/2100), takes the view that current and savings accounts should not incur commission for users unless they are linked to specific services;
Amendment 41 #
Motion for a resolution
Paragraph 1 e (new)
Paragraph 1 e (new)
1e. Stresses that access to cash via ATMs is an essential public service that must be provided without any discriminatory or unfair practices and must not, therefore, incur excessive costs;
Amendment 42 #
Motion for a resolution
Paragraph 1 f (new)
Paragraph 1 f (new)
1f. Reminds the Commission that financial institutions continue to cancel payment cards if the holder moves to another Member State, and calls for action to be taken in this respect, including by alerting national authorities;
Amendment 43 #
Motion for a resolution
Paragraph 1 g (new)
Paragraph 1 g (new)
1g. As stated in paragraph 47 of the Parliament Resolution of 22 November 2016 on the Green Paper on Retail Financial Services (2016/2056), asks the Commission to put forward a proposal on the creation of an 'EU savings account' in order to unlock long-term financing and support ecological transition in Europe;
Amendment 44 #
Motion for a resolution
Paragraph 1 h (new)
Paragraph 1 h (new)
1h. The EU savings account shall finance investments in the circular economy, the recycling industry, renewable energy, non-fossil fuel-based alternative transport methods, the bioeconomy, the bioindustry and biomass, green building, bioplastics and organic farming, among others;
Amendment 75 #
Motion for a resolution
Paragraph 5
Paragraph 5
5. Welcomes the Commission’s commitment to propose an amendment to Regulation (EC) No 924/2009 on cross- border payments, involving payments in non-euro currencies, with the aim of ensuring that the fees for all cross-border and national payments in the EU are identical, while recalling that the euro is the currency of the Union and that all Member States, without exception, are required to adopt it, something that will lead to closer integration and make financial and capital markets more consistent and less complex;
Amendment 106 #
Motion for a resolution
Paragraph 11
Paragraph 11
11. Stresses that addressing consumer over-indebtedness linked to credit activitifacilitating cross- border access to loans, including mortgages, must be given priority if the Commission aims to explore ways of facilitating cross-border access to loans;
Amendment 117 #
Motion for a resolution
Paragraph 12
Paragraph 12
12. Asks the Commission to assess carefully whether national rules and practices are motivated by consumer protection concerns; underlines that the dismantling of national barriers should not be to the detriment ofin the retail financial services market must be accompanied by enhanced consumer protection;
Amendment 134 #
Motion for a resolution
Paragraph 13
Paragraph 13
13. Calls on the Commission to amend the Mortgage Credit Directive and the Consumer Credit Directive to introduce compulsory, harmonised, cross-border creditworthiness assessment standards and principles to better mitigate the risk of increasing over-indebtedness when facilitating pan-European online credit;