4 Amendments of Pirkko RUOHONEN-LERNER related to 2018/0063(COD)
Amendment 232 #
Proposal for a directive
Recital 12 a (new)
Recital 12 a (new)
(12 a) At present, there are no common European minimum standards to regulate credit servicers. In particular, no common standards have been laid out to regulate debt collection.
Amendment 236 #
Proposal for a directive
Recital 16
Recital 16
(16) Therefore, action at Union level is necessary in order to address the position of credit purchasers and credit servicers in relation to credit originally granted by credit institutions. It is not proposed to cover credit originally issued by non-credit institutions or debt collection in general at this stage, as there is no evidence of macroeconomic relevance, misaligned incentives or ill-funlthough experiences in some Member States point towards a need to establish common European minimum standards to regulate credit servicers, and debt collection ing markets for such an extended scope particular.
Amendment 257 #
Proposal for a directive
Recital 54 a (new)
Recital 54 a (new)
(54 a) Member States should ensure that behaviour or practices that may invade consumers' privacy, damage their dignity or mislead them, are prohibited.
Amendment 320 #
Proposal for a directive
Article 5 – paragraph 1 a (new)
Article 5 – paragraph 1 a (new)
1 a. The Commission, in cooperation with other relevant stakeholders, should issue guidelines that help Member States specify what behaviour should be considered as invasive to consumers' privacy, or could damage their dignity or mislead them.