2 Amendments of Stephen HUGHES related to 2008/0140(CNS)
Amendment 33 #
Proposal for a directive
Recital 15
Recital 15
(15) Actuarial and risk factors related to disability and to age are used in the provision of insurance, banking and other financial services. These should not be regarded as constituting discrimination where the factors are shown to be key factors for the assessment of riskreflect the positive changes in life expectancy and active ageing as well as increased mobility and accessibility for people with disabilities, and not operate as blanket discrimination on these grounds. The assessment of risk must conclusively justify a finding of significantly higher risks, using recent, accurate, regularly updated and published statistical and actuarial data.
Amendment 62 #
Proposal for a directive
Article 2 - paragraph 7
Article 2 - paragraph 7
7. Notwithstanding paragraph 2, in the provision of financial services Member States may permit proportionate differences in treatment where, for the product in question, the use of age or disability is a key factor in the assessment of risk based on relevant and accurate actuarial or statistical insurance, banking and other financial services, due regard must be given to increased life expectancy and active ageing, as well as increased mobility and accessibility for disabled people, and Member States may permit differences in treatment only on the grounds of age or disability where, for the product in question, that difference in treatment is objectively and conclusively justified and the assessment of risk is supported by relevant and accurate actuarial and statistical data, and where the service provider can objectively demonstrate significantly higher risks, by recent relevant and accurate statistical or actuarial data. Member States shall ensure that such data are published and regularly updataed.