Activities of Pervenche BERÈS related to 2008/0199(COD)
Plenary speeches (1)
Deposit-guarantee schemes as regards the coverage level and the payout delay (debate)
Amendments (10)
Amendment 18 #
Proposal for a directive – amending act
Recital 5
Recital 5
(5) The payout period of three months currently provided for, which can be extended to 9 months, runs counter to the need to maintain depositors' confidence and does not meet their needs. Therefore, the payout delay should be reduced to a period of three days from the date on which the deposit-guarantee scheme concerned has received the relevant informaten working days, covering the collection and analysis of data and the implementation of the payout decision. Furthermore, in the cases where payout is triggered by a determination of the competent authorities, the decision period of 21 days currently provided for should be reduced to 3 days in order not to impede rapid payout.
Amendment 33 #
Proposal for a directive – amending act
Article 1 – point 3 – subpoint a
Article 1 – point 3 – subpoint a
Directive 94/19/EC
Article 7 – paragraph 1 – subparagraph 2
Article 7 – paragraph 1 – subparagraph 2
By 31 December 2009 at the latest, coverage shall be increased to at least maximum of EUR 100 000.
Amendment 41 #
Proposal for a directive – amending act
Article 1 – point 3 – subpoint a
Article 1 – point 3 – subpoint a
Directive 94/19/EC
Article 7 – paragraph 2
Article 7 – paragraph 2
2. Member States may provide that certain deposits, listed in Annex I, be excluded from the guarantee or be granted a lower level of guarantee provided that the payment to all depositors is carried out within the deadline set out to in Article 10(1). When a deposit is not guaranteed by a deposit-guarantee scheme in accordance with this Article, the credit institution shall inform its depositors accordingly.
Amendment 42 #
Proposal for a directive – amending act
Article 1 – point 3 – subpoint a
Article 1 – point 3 – subpoint a
Directive 94/19/EC
Article 7 – paragraph 3
Article 7 – paragraph 3
3. This Directive shall not cover deposits fors who are natural persons acting for purposes other than their trade, business or professich the depositor has obtained, from the same credit institution, rates and financial concessions which have helped to aggravate its financial situation.
Amendment 54 #
Proposal for a directive – amending act
Article 1 – point 6
Article 1 – point 6
Directive 94/19/EC
Article 12 – paragraph 1
Article 12 – paragraph 1
1. By 31 December 2009 at the latest, the Commission shall submit to the European Parliament and to the Council a report on a harmonisation of the funding mechanisms of deposit-guarantee schemes and the possible introduction of a Community deposit-guarantee scheme, together with any appropriate proposals. The future structure of such a Community deposit- guarantee scheme should provide for an independence vis-à-vis the European Central Bank and the banking supervisor, while creating the necessary links between those three institutions. The report shall also cover the impact of diverging legislations as regards set-off, where a depositor’s credit is balanced against its debts, on the efficiency of the system and possible distortions.
Amendment 55 #
Proposal for a directive – amending act
Article 1 – point 7 – subpoint a
Article 1 – point 7 – subpoint a
Directive 94/19/EC
Annex I – points 1 to 9
Annex I – points 1 to 9
Amendment 56 #
Proposal for a directive – amending act
Article 1 – point 7 – subpoint b
Article 1 – point 7 – subpoint b
Directive 94/19/EC
Annex I – point 11
Annex I – point 11
Amendment 57 #
Proposal for a directive – amending act
Article 1 – point 7 – subpoint b
Article 1 – point 7 – subpoint b
Directive 94/19/EC
Annex I – point 11
Annex I – point 11
(b) point 11 is deleted;replaced by the following: "11. Deposits for which the depositor has [...] obtained from the same credit institution rates and financial concessions which have helped to aggravate its financial situation.".
Amendment 58 #
Proposal for a directive – amending act
Article 1 – point 7 – subpoint c
Article 1 – point 7 – subpoint c
Directive 94/19/EC
Annex I – point 14
Annex I – point 14
Amendment 59 #
Proposal for a directive – amending act
Article 1 – point 7 – subpoint c a
Article 1 – point 7 – subpoint c a
Directive 94/19/EC
Annex I – point 13 – indent 2
Annex I – point 13 – indent 2
(ca) In point 13, the second indent is replaced by the following: "- euro."