13 Amendments of Pasquale TRIDICO
Amendment 10 #
2024/2055(INI)
Motion for a resolution
Recital A
Recital A
A. whereas the Banking Union (BU) encompasses the Single Supervisory Mechanism, the Single Resolution Mechanism and high minimum standards in the area of deposit insuranca European deposit guarantee scheme;
Amendment 65 #
2024/2055(INI)
Motion for a resolution
Paragraph 2 b (new)
Paragraph 2 b (new)
2 b. Notes that the Union resolution framework is not a substitute for structural reforms in the banking sector, with the systemic risks to financial stability associated with institutions that are ‘too big to fail’ remaining; highlights, therefore, the importance of structural measures, such as the separation of investment banking from commercial banking and implementing stronger regulatory capital requirements;
Amendment 69 #
2024/2055(INI)
Motion for a resolution
Paragraph 2 a (new)
Paragraph 2 a (new)
2 a. Highlights that the development of common European safe assets would enhance stability in the banking sector;
Amendment 71 #
2024/2055(INI)
Motion for a resolution
Paragraph 3
Paragraph 3
Amendment 104 #
2024/2055(INI)
Motion for a resolution
Paragraph 5 a (new)
Paragraph 5 a (new)
5 a. Calls for increasing financial inclusion by facing bank desertification and providing credit and financial services in geographic areas with a poor distribution of bank branches;
Amendment 108 #
2024/2055(INI)
Motion for a resolution
Paragraph 5 b (new)
Paragraph 5 b (new)
5 b. Calls on the European Commission to create additional incentives for banks to prioritise green financing, including tax credits and access to low-interest loans for sustainable projects, which can position European banks as leaders in financing the green transition;
Amendment 112 #
2024/2055(INI)
Motion for a resolution
Paragraph 6
Paragraph 6
6. Welcomes the adoption by co- legislators of the new banking package implementing Basel III standards in the EU; stresses that the Commission should evaluate thoroughly whether a dStresses that the EU should completelay in implementation is necessary to maintain the competitiveness of EU banks; welcomes, in this regard, the delegated act postponing the date of application of the new market risk framework by one year to 1 January 2026and without delay implement the Basel III reform;
Amendment 129 #
2024/2055(INI)
Motion for a resolution
Paragraph 7
Paragraph 7
7. Notes that the average Common Equity Tier 1 ratio has remained at high levels, at 15.81 %, and that in order to facilitate financial inclusion and address the issue of bank desertification, the benefit provided by SMEs supporting factors should be enhanced by 50% for all credit exposures originated by the only operating bank in the municipality, whereby this policy would aim to ensure the presence of at least one bank branch in each municipality, thereby providing financial services and facilitating credit access to SMEs and green investments;
Amendment 136 #
2024/2055(INI)
Motion for a resolution
Paragraph 8 a (new)
Paragraph 8 a (new)
8 a. Warns, however, of the gradual deterioration of asset quality, driven by commercial real-estate, small and medium-sized enterprises and consumer credit;
Amendment 154 #
2024/2055(INI)
Motion for a resolution
Paragraph 10
Paragraph 10
10. Notes that the current levels of banking sector profitability may provide an opportunity for some Member States to implement additional targeted increases in macroprudential buffers and help to preserve banking sector resilience; emphasises the need to ensure consistent application of macroprudential supervision tools through greater coordination among competent authorities and to strengthen the role of the European Central Bank to facilitate the cross-border operations of banking groups and banking consolidation within the European Union;
Amendment 174 #
2024/2055(INI)
Motion for a resolution
Paragraph 12 a (new)
Paragraph 12 a (new)
12 a. Highligths that there can be no such thing as a completed Banking Union without a macroprudential framework for non-bank financial intermediaries (’shadow banks’); highlights therefore the need for a European regulatory framework for NBFIs to ensure a level playing-field and support financial stability;
Amendment 229 #
2024/2055(INI)
Motion for a resolution
Paragraph 21
Paragraph 21
21. Underlines the fact that the Commission’s proposal to establish a European deposit insurance scheme (EDIS) was published back in 2015, and that the landscape has changed significantl; regrets that EDIS has been delayed for almost a decade; recalls that EDIS is essential to safeguarding citizens' deposits and ensuring financial stability since then euro area;
Amendment 237 #
2024/2055(INI)
Motion for a resolution
Paragraph 21 a (new)
Paragraph 21 a (new)
21 a. Stresses that establishing EDIS should be done with no conditionalities to limit bank exposures to sovereign debt, especially concerning countries with high public debt ratios;