3 Amendments of Zsolt László BECSEY related to 2007/2287(INI)
Amendment 22 #
Motion for a resolution
Paragraph 5 a (new)
Paragraph 5 a (new)
5a. Targeted harmonisation principle which implies full harmonisation of key elements deemed important for mortgage market and consumer credit market integrations such as pre-contractual information, annual percentage rates of charge, and right of withdrawal shall be applied in order for consumers to make well-informed decisions on purchases of various retail banking products;
Amendment 51 #
Motion for a resolution
Paragraph 11
Paragraph 11
11. Stresses that, for the creation of a single market in financial services for private clients and small businesses, the establishment of Europe-wide competition and cross-border provision of financial services are a basic precondition; points out that lower prices follow from healthy competition; bearing in mind that main financial directives (Directive 2006/48/EC relating to the taking up and pursuit of the business of credit institutions, Directive 2006/49/EC on the capital adequacy of investment firms and credit institutions and the abovementioned prospective directive on credit agreements for consumers) favouring SMEs bring their fruits provided that the local retail banking competition status is intense which help the positive impacts linked with the financial regulations come true;
Amendment 78 #
Motion for a resolution
Paragraph 17 a (new)
Paragraph 17 a (new)
17a. Drawing lessons from certain recent retail banking turmoil (Northern Rock, IKB, Sachsen LB), recognises that remuneration systems in banks should be reshaped on the basis of guidelines by supervisory authorities in order to combat more efficiently the moral hazard phenomenon and strengthen the role of prudent risk management systems;