Activities of Matteo SALVINI related to 2011/0062(COD)
Shadow opinions (1)
OPINION on the proposal for a directive of the European Parliament and of the Council on credit agreements relating to residential property
Amendments (4)
Amendment 147 #
Proposal for a directive
Article 3 – paragraph 1 – point r a (new)
Article 3 – paragraph 1 – point r a (new)
(ra) 'Valuer' means a natural or legal person who, in the course of his trade, business or profession, carries out valuations of residential immovable property or the land on which such residential immovable property is or could be situated.
Amendment 185 #
Proposal for a directive
Article 9 – paragraph 1 – subparagraph 2 – point j
Article 9 – paragraph 1 – subparagraph 2 – point j
(j) whether a valuthe implications of the property is necessary and, where applicable,valuation report for the consumer, including by whom it should be carried out and any related costs;
Amendment 249 #
Proposal for a directive
Article 16 – paragraph 2
Article 16 – paragraph 2
Amendment 270 #
Proposal for a directive
Article 18 a (new)
Article 18 a (new)
Article 18a Valuation of residential immovable property 1. Member States shall ensure that valuers carrying out valuations of residential immovable property which are used to value the collateral in credit agreements are carried out according to international valuation standards. 2. Member States shall ensure that valuers who carry out valuations used by a creditor to value the collateral and those responsible for selecting the valuer, assigning the valuation report and monitoring the valuation process are sufficiently independent of the creditor, the consumer and, where applicable, the credit intermediary, to provide an objective and impartial valuation. Member States may specify further criteria which shall be used to determine the professional competence of valuers, such as accredited certification, validated training, and performance monitoring. Such criteria shall not include a requirement for the valuer to be established in their territory. In order to guarantee transparency and accuracy of property valuation reports Member States shall make all public raw data relating to properties and transactions available to the market so that it is easily re-usable.