4 Amendments of Heide RÜHLE related to 2010/0207(COD)
Amendment 37 #
Proposal for a directive
Recital 24
Recital 24
(24) Contributions to Deposit Guarantee Schemes should take account of the degree of risk incurred by their members. This would allow to reflect the risk profiles of individual banks and lead to a fair calculation of contributions and to provide incentives to operate under a less risky business model. Developing a set of core indicators mandatory for all Member States and another set of optional supplementary indicators would introduce such harmonisation gradually. In the case of particularly low-risk sectors of lending which are governed by special laws, including building societies, corresponding special arrangements should be provided for.
Amendment 43 #
Proposal for a directive
Article 2 – paragraph 1 – point h
Article 2 – paragraph 1 – point h
Amendment 72 #
Proposal for a directive
Article 11 – paragraph 1
Article 11 – paragraph 1
1. The contributions to Deposit Guarantee Schemes referred to in Article 9 shall be determined for each member on the basis of the degree of risk incurred by it. Credit institutions shall not pay less than 75% or more than 200% of the amount that a bank with an average risk would have to contribute. Member States may decide that members of Schemes referred to in Article 1(3) and (4) pay lower contributions to Deposit Guarantee Schemes but not less than 37.5% of the amount that a bank with an average risk would have to contribute. Deposits with building societies shall be taken into account at a rate of 20% in the calculation of contributions and of the target level.
Amendment 73 #
Proposal for a directive
Article 11 – paragraph 3
Article 11 – paragraph 3
3. Paragraph 2 shall not apply to Deposit Guarantee Schemes referred to in Article 1(2)3) or to building societies.