5 Amendments of Danuta Maria HÜBNER related to 2018/0060(COD)
Amendment 112 #
Proposal for a regulation
Article 1 – paragraph 1
Article 1 – paragraph 1
Regulation (EU) No 575/2013
Article 36 – paragraph 1 – point m (new)
Article 36 – paragraph 1 – point m (new)
(m) the applicable amount of insufficient coverage for non-performing exposures. other than exposures purchased by a specialised debt restructurer which were non-performing at the time of purchase;
Amendment 146 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 4 a (new)
Article 47a – paragraph 4 a (new)
4 a. For the purposes of determining the applicable amount of insufficient coverage on the basis of the factors of paragraphs 2 and 3, the following coefficient shall apply: (a) For credit institutions with non- performing exposures up to three percent of their total exposures, a coefficient of 0.75; (b) For credit institutions with non- performing exposures between three and five percent of their total exposures, a coefficient of 0.80; (c) For credit institutions with non- performing exposures above five percent of their total exposures, a coefficient of 1.
Amendment 157 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 7 a (new)
Article 47a – paragraph 7 a (new)
7 a. For the purpose of Article 36(m) "specialised debt restructurer" means an institution that, during the preceding financial year, complies with the following conditions : (i) the main activity of the institution is the purchase of exposures of other institutions and its management body has implemented a clear and effective internal decision process to this end; (ii) the book value of its own originated loans does not exceed 10 % of the aggregate book value, including purchased performing and non- performing exposures, of its loans;and (iii) its total assets do not exceed EUR 30,000,000,000.
Amendment 161 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 7 b (new)
Article 47a – paragraph 7 b (new)
7 b. EBA shall, taking into account the criteria set out in points (i) to (iii) of paragraph 1a, develop draft regulatory technical standards specifying the conditions under which an institution may be considered a specialised debt restructurer. EBA shall submit those draft regulatory technical standards to the Commission by [12 months after the date of entry into force of this amending Regulation]. Power is delegated to the Commission to adopt the regulatory technical standards referred to in the first subparagraph in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010.
Amendment 380 #
Proposal for a regulation
Article 1 a (new)
Article 1 a (new)
Article 1 a Review By [six months after the entry into force of this amending Regulation] the Commission shall review and report on the interaction with Regulation (EU) 2017/2395 with a view to ensuring supervisory coherence. By [two years after entry into force of this amending Regulation], the Commission shall review and report on the impact, effectiveness and outcomes of this amending Regulation, and in particular on its interaction with the supervisory reporting framework, the other actions taken at national and EU level to tackle NPLs and develop a secondary market, and the institution-specific supervisory practices.