Activities of Roberto GUALTIERI related to 2018/0060(COD)
Plenary speeches (4)
Minimum loss coverage for non-performing exposures (A8-0440/2018 - Esther de Lange, Roberto Gualtieri) (vote)
Minimum loss coverage for non-performing exposures (debate) IT
Minimum loss coverage for non-performing exposures (debate) IT
Decision to enter into interinstitutional negotiations: Minimum loss coverage for non-performing exposures (A8-0440/2018 - Esther de Lange, Roberto Gualtieri) (vote)
Reports (1)
REPORT on the proposal for a regulation of the European Parliament and of the Council on amending Regulation (EU) No 575/2013 as regards minimum loss coverage for non-performing exposures PDF (671 KB) DOC (70 KB)
Amendments (3)
Amendment 87 #
Proposal for a regulation
Recital 7 a (new)
Recital 7 a (new)
(7 a) Partial write-offs should be taken into account when calculating the specific credit risk adjustments. The original exposure value prior to the partial write- off has to be used, in order to avoid any double counting of the write-off. The inclusion of partial write-offs in the list of items that can be used to meet the requirements of the backstop should encourage institutions to timely recognise write-offs. For NPEs purchased by an institution at a price lower than the amount owed by the debtor, the purchaser should treat the difference between the purchase price and the amount owed by the debtor in the same way as a partial write-off for the purposes of the prudential backstop.
Amendment 123 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 2 – subparagraph 1
Article 47a – paragraph 2 – subparagraph 1
For the purposes of Article 36(1)(m), the exposure value of a debt instrument shall be its accounting value measured without taking into account any specific credit risk adjustments, additional value adjustments in accordance with Articles 34 and 105, amounts deducted in accordance with Article 36(1)(m) or, other own funds reductions related to the exposure or partial write-offs made by the institution since the last time the exposure was classified as non-performing. The exposure value of a debt instrument that was purchased at a price lower than the amount owed by the debtor shall include the difference between the purchase price and the amount owed by the debtor.
Amendment 186 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 1 – subparagraph 1 – point b – point iv a (new)
Article 47c – paragraph 1 – subparagraph 1 – point b – point iv a (new)
(iv a) where a non-performing exposure is purchased at a price lower than the amount owed by the debtor, the difference between the purchase price and the amount owed by the debtor.