13 Amendments of Sylvie GOULARD related to 2013/0265(COD)
Amendment 57 #
Proposal for a regulation
Recital 18
Recital 18
(18) In order to facilitate cross border acquiring all (cross-border and domestic) ‘consumer’ debit card transactions by card and card based payment transaction should have a maximum interchange fee of 0,20% and all (cross-border and domestic) consumer credit card transactions and card based payment transactions based on those should have a maximum interchange fee of 0.30%.
Amendment 118 #
Proposal for a regulation
Article 2 – paragraph 1 – point 4
Article 2 – paragraph 1 – point 4
(4) ‘debit card transaction by card’ means an card payment transaction included with prepaid cards linked to a current or deposit access account to which a transaction is debited in less than or 48 hoursmmediately after the transaction has been authorised/initiatcleared.
Amendment 125 #
Proposal for a regulation
Article 2 – paragraph 1 – point 5
Article 2 – paragraph 1 – point 5
(5) ‘credit card transaction by card’ means an card payment transaction where the transaction is settled more than 48 hours after the transactioin full by the end of a specified period, or settled in part, with the balance taken has been authorised/initiatedextended credit;
Amendment 135 #
Proposal for a regulation
Article 2 – paragraph 1 – point 8
Article 2 – paragraph 1 – point 8
(8) ‘'cross-border payment transaction’' means a card payment or card-based payment transaction initiated by a payer or by a payee where the payer's payment service provider andor the payee's payment service provider areoint of sale is established in a different Member States than the payee's payment service provider or where the payment card is issued by an issuing payment service provider established in a different Member State than that of the point of sale;
Amendment 157 #
Proposal for a regulation
Article 3 – title
Article 3 – title
Interchange fees for cross-border consumer debit or credit card transactions by card
Amendment 169 #
Proposal for a regulation
Article 3 – paragraph 1
Article 3 – paragraph 1
1. With effect from two months after the entry into force of this Regulation, payment services providers shall not offer or request for cross-border debit card transactions by card a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,2 % of the value of the transaction.
Amendment 183 #
Proposal for a regulation
Article 3 – paragraph 2
Article 3 – paragraph 2
2. With effect from two months after the entry into force of this Regulation, payment services providers shall not offer or request for cross-border credit card transactions by card a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,3 % of the value of the transaction.
Amendment 192 #
Proposal for a regulation
Article 4 – title
Article 4 – title
Interchange fees for all consumer debit or credit card transactions by card
Amendment 207 #
Proposal for a regulation
Article 4 – paragraph 1
Article 4 – paragraph 1
1. With effect from two years after the entry into force of this Regulation, payment service providers shall not offer or request a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,2 % of the value of thedebit transaction for any debit card based transactions.
Amendment 224 #
Proposal for a regulation
Article 4 – paragraph 2
Article 4 – paragraph 2
2. With effect from two years after the entry into force of this Regulation, payment service providers shall not offer or request a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,3 % of the value of the credit transaction for any credit card based transactions.
Amendment 239 #
Proposal for a regulation
Article 6 – paragraph 4 a (new)
Article 6 – paragraph 4 a (new)
4a. Any restriction on the provision of payment-related services in payment card schemes rules shall be prohibited, unless it is non-discriminatory and objectively necessary to operate the payment scheme.
Amendment 244 #
Proposal for a regulation
Article 7 – paragraph 2
Article 7 – paragraph 2
2. Payment card schemes and issuers shall allow for the possibility that authorisation and clearing messages of single card transactions be separated and processed by different processing entities. Any scheme rules and rules in licensing agreements or other contracts leading to a restriction on the freedom to choose a processor shall be prohibited.
Amendment 307 #
Proposal for a regulation
Article 16 – paragraph 1
Article 16 – paragraph 1