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1996/0055(COD) Consumer credit: annual percentage rate of charge APR (amend. Directive 87/102/EEC)

Progress: Procedure completed

RoleCommitteeRapporteurShadows
Lead JURI MOSIEK-URBAHN Marlies (icon: PPE PPE)
Former Responsible Committee JURI MOSIEK-URBAHN Marlies (icon: PPE PPE)
Former Committee Opinion ENVI
Lead committee dossier:
Legal Basis:
EC before Amsterdam E 100A

Events

1998/04/01
   Final act published in Official Journal
Documents
Directive 1998/7
OJ L 101 01.04.1998, p. 0017
1998/02/16
   CSL - Final act signed
1998/02/16
   EP - End of procedure in Parliament
1997/12/18
   CSL - Act approved by Council, 2nd reading
1997/12/18
   CSL - Council Meeting
1997/11/19
   EP - Text adopted by Parliament, 2nd reading
Documents
OJ C 371 08.12.1997, p. 0044-0058
T4-0547/1997
1997/11/19
   EP - Decision by Parliament, 2nd reading
Documents
T4-0547/1997
1997/10/27
   EP - Committee recommendation tabled for plenary, 2nd reading
Documents
A4-0329/1997
OJ C 358 24.11.1997, p. 0004
1997/10/27
   EP - Vote in committee, 2nd reading
1997/10/26
   EP - Committee recommendation tabled for plenary, 2nd reading
Documents
A4-0329/1997
1997/09/18
   EP - Committee referral announced in Parliament, 2nd reading
1997/07/24
   CSL - Council position
Documents
07496/1/1997
OJ C 284 19.09.1997, p. 0001
1997/07/23
   CSL - Council position published
Documents
07496/1/1997
1997/07/07
   CSL - Council Meeting
1997/06/09
   EC - Commission communication on Council's position
Documents
EUR-Lex
SEC(1997)1122
1997/04/10
   CSL - Council Meeting
1997/03/21
   EC - Modified legislative proposal
Documents
EUR-Lex
OJ C 137 03.05.1997, p. 0009
COM(1997)0127
1997/03/20
   EC - Modified legislative proposal published
Documents
EUR-Lex
COM(1997)0127
1997/02/20
   EP - Text adopted by Parliament, 1st reading/single reading
Documents
OJ C 085 17.03.1997, p. 0099-0108
T4-0050/1997
1997/02/20
   EP - Decision by Parliament, 1st reading
Documents
T4-0050/1997
1997/02/19
   EP - Debate in Parliament
Details

The rapporteur was against the adoption of a European symbol, namely the percentage rate surrounded by 12 stars, as this could mislead consumers. In addition, its display on the screen of computers and typewriters would pose problems. Finally, Mrs Mosiek-Urbahn proposed the date of 1 January 1999, instead of that proposed by the Commission (31 December 1996), in order to allow credit institutions the time needed to adapt to the introduction of the euro. Commissioner Bonino replied that the symbol in question had been introduced at the request of the Member States and that it was not therefore a Commission idea. She could also not accept the amendment proposing that the basis for calculation should be an agreed period of time rather than the actual calendar year which was actually a more precise period according to the calculation proposed by the Commission. However, Mrs Bonino did not reject the amendment on the deadline for transposition of the directive.

Documents
Debate in Parliament
1996/11/25
   CSL - Debate in Council
Documents
1969
1996/11/25
   CSL - Council Meeting
1996/10/29
   EP - Committee report tabled for plenary, 1st reading/single reading
Documents
A4-0345/1996
OJ C 362 02.12.1996, p. 0005
1996/10/29
   EP - Vote in committee, 1st reading
1996/10/28
   EP - Committee report tabled for plenary, 1st reading
Documents
A4-0345/1996
1996/09/26
   ESC - Economic and Social Committee: opinion, report
Documents
CES1091/1996
OJ C 030 30.01.1997, p. 0094
1996/06/26
   EP - MOSIEK-URBAHN Marlies (PPE) appointed as rapporteur in JURI
1996/06/26
   EP - MOSIEK-URBAHN Marlies (PPE) appointed as rapporteur in JURI
1996/05/08
   EP - Committee referral announced in Parliament, 1st reading
1996/04/12
   EC - Legislative proposal
Documents
EUR-Lex
OJ C 235 13.08.1996, p. 0008
COM(1996)0079
1996/04/11
   EC - Legislative proposal published
Documents
EUR-Lex
COM(1996)0079

Documents

History

(these mark the time of scraping, not the official date of the change)

2023-08-03Show (16) Changes | Timetravel
docs/0/docs/1/url
Old
https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1996:235:TOC
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1996-09-30T00:00:00
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1996-10-24T00:00:00
docs
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Amendments tabled in committee
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docs/4
date
1997-03-21T00:00:00
docs
summary
type
Modified legislative proposal
body
EC
docs/4/docs/1/url
Old
https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1997:137:TOC
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https://eur-lex.europa.eu/JOHtml.do?uri=OJ:C:1997:137:SOM:EN:HTML
docs/6
date
1997-03-21T00:00:00
docs
summary
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Modified legislative proposal
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EC
docs/7
date
1997-10-27T00:00:00
docs
type
Committee recommendation tabled for plenary, 2nd reading
body
EP
docs/7/docs/1/url
Old
https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1997:358:TOC
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docs/9
date
1997-10-22T00:00:00
docs
title: PE224.240/AM
type
Amendments tabled in committee
body
EP
docs/10
date
1997-10-23T00:00:00
docs
title: PE224.240
type
Committee draft report
body
EP
docs/11
date
1997-10-27T00:00:00
docs
type
Committee recommendation tabled for plenary, 2nd reading
body
EP
events/0/date
Old
1996-04-12T00:00:00
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1996-04-11T00:00:00
events/3/date
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events/7/date
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events/11/date
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1997-10-27T00:00:00
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1997-10-26T00:00:00
2021-12-18Show (12) Changes | Timetravel
docs/1/docs/0/url
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https://dm.eesc.europa.eu/EESCDocumentSearch/Pages/redresults.aspx?k=(documenttype:AC)(documentnumber:1091)(documentyear:1996)(documentlanguage:EN)
New
https://dmsearch.eesc.europa.eu/search/public?k=(documenttype:AC)(documentnumber:1091)(documentyear:1996)(documentlanguage:EN)
docs/4/docs/0/url
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docs/6/docs/1/url
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https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1997:137:TOC
docs/11
date
1997-10-27T00:00:00
docs
type
Committee recommendation tabled for plenary, 2nd reading
body
EP
docs/11
date
1997-10-27T00:00:00
docs
type
Committee recommendation tabled for plenary, 2nd reading
body
EP
events/1/type
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New
Committee referral announced in Parliament, 1st reading
events/2/type
Old
Vote in committee, 1st reading/single reading
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events/3
date
1996-10-29T00:00:00
type
Committee report tabled for plenary, 1st reading
body
EP
docs
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events/3
date
1996-10-29T00:00:00
type
Committee report tabled for plenary, 1st reading/single reading
body
EP
docs
url: http://www.europarl.europa.eu/doceo/document/A-4-1996-0345_EN.html title: A4-0345/1996
events/5/docs/0/url
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http://www.europarl.europa.eu/sides/getDoc.do?secondRef=TOC&language=EN&reference=19970219&type=CRE
New
https://www.europarl.europa.eu/doceo/document/EN&reference=19970219&type=CRE
events/6/type
Old
Decision by Parliament, 1st reading/single reading
New
Decision by Parliament, 1st reading
events/11/docs/0/url
Old
http://www.europarl.europa.eu/doceo/document/A-4-1997-0329_EN.html
New
https://www.europarl.europa.eu/doceo/document/A-4-1997-0329_EN.html
2020-01-19Show (11) Changes | Timetravel
committees/0
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Responsible Committee
body
EP
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committee_full
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committee
JURI
rapporteur
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committees/0
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rapporteur
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committee
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rapporteur
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committee
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date
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rapporteur
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docs/0/docs/1/url
Old
https://eur-lex.europa.eu/JOHtml.do?uri=OJ:C:1996:235:SOM:EN:HTML
New
https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1996:235:TOC
docs/4/docs/0/url
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http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1996-345&language=EN
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http://www.europarl.europa.eu/doceo/document/A-4-1996-0345_EN.html
docs/6/docs/1/url
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https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1997:137:TOC
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docs/8/docs/1/url
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https://eur-lex.europa.eu/JOHtml.do?uri=OJ:C:1997:284:SOM:EN:HTML
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docs/11/docs/0/url
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http://www.europarl.europa.eu/doceo/document/A-4-1997-0329_EN.html
events/3/docs/0/url
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http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1996-345&language=EN
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events/11/docs/0/url
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http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1997-329&language=EN
New
http://www.europarl.europa.eu/doceo/document/A-4-1997-0329_EN.html
2019-07-06Show (15) Changes | Timetravel
activities
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  • date: 1997-10-22T00:00:00 docs: title: PE224.240/AM type: Amendments tabled in committee body: EP
  • date: 1997-10-23T00:00:00 docs: title: PE224.240 type: Committee draft report body: EP
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  • date: 1997-11-19T00:00:00 docs: url: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:C:1997:371:TOC title: OJ C 371 08.12.1997, p. 0044-0058 title: T4-0547/1997 summary: type: Text adopted by Parliament, 2nd reading body: EP
events
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  • date: 1996-10-29T00:00:00 type: Vote in committee, 1st reading/single reading body: EP summary:
  • date: 1996-10-29T00:00:00 type: Committee report tabled for plenary, 1st reading/single reading body: EP docs: url: http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1996-345&language=EN title: A4-0345/1996
  • date: 1996-11-25T00:00:00 type: Debate in Council body: CSL docs: url: http://register.consilium.europa.eu/content/out?lang=EN&typ=SET&i=SMPL&ROWSPP=25&RESULTSET=1&NRROWS=500&DOC_LANCD=EN&ORDERBY=DOC_DATE+DESC&CONTENTS=1969*&MEET_DATE=25/11/1996 title: 1969
  • date: 1997-02-19T00:00:00 type: Debate in Parliament body: EP docs: url: http://www.europarl.europa.eu/sides/getDoc.do?secondRef=TOC&language=EN&reference=19970219&type=CRE title: Debate in Parliament summary: The rapporteur was against the adoption of a European symbol, namely the percentage rate surrounded by 12 stars, as this could mislead consumers. In addition, its display on the screen of computers and typewriters would pose problems. Finally, Mrs Mosiek-Urbahn proposed the date of 1 January 1999, instead of that proposed by the Commission (31 December 1996), in order to allow credit institutions the time needed to adapt to the introduction of the euro. Commissioner Bonino replied that the symbol in question had been introduced at the request of the Member States and that it was not therefore a Commission idea. She could also not accept the amendment proposing that the basis for calculation should be an agreed period of time rather than the actual calendar year which was actually a more precise period according to the calculation proposed by the Commission. However, Mrs Bonino did not reject the amendment on the deadline for transposition of the directive.
  • date: 1997-02-20T00:00:00 type: Decision by Parliament, 1st reading/single reading body: EP docs: title: T4-0050/1997 summary:
  • date: 1997-03-21T00:00:00 type: Modified legislative proposal published body: EC docs: url: https://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!DocNumber&lg=EN&type_doc=COMfinal&an_doc=1997&nu_doc=127 title: EUR-Lex title: COM(1997)0127 summary:
  • date: 1997-07-24T00:00:00 type: Council position published body: CSL docs: url: http://register.consilium.europa.eu/content/out?lang=EN&typ=SET&i=ADV&RESULTSET=1&DOC_ID=7496%2F97&DOC_LANCD=EN&ROWSPP=25&NRROWS=500&ORDERBY=DOC_DATE+DESC title: 07496/1/1997 summary:
  • date: 1997-09-18T00:00:00 type: Committee referral announced in Parliament, 2nd reading body: EP
  • date: 1997-10-27T00:00:00 type: Vote in committee, 2nd reading body: EP
  • date: 1997-10-27T00:00:00 type: Committee recommendation tabled for plenary, 2nd reading body: EP docs: url: http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1997-329&language=EN title: A4-0329/1997
  • date: 1997-11-19T00:00:00 type: Decision by Parliament, 2nd reading body: EP docs: title: T4-0547/1997 summary:
  • date: 1997-12-18T00:00:00 type: Act approved by Council, 2nd reading body: CSL
  • date: 1998-02-16T00:00:00 type: Final act signed body: CSL
  • date: 1998-02-16T00:00:00 type: End of procedure in Parliament body: EP
  • date: 1998-04-01T00:00:00 type: Final act published in Official Journal docs: title: Directive 1998/7 url: https://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!CELEXnumdoc&lg=EN&numdoc=31998L0007 title: OJ L 101 01.04.1998, p. 0017 url: https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:L:1998:101:TOC
other
  • body: CSL type: Council Meeting council: Former Council configuration
procedure/dossier_of_the_committee
Old
JURI/4/09096
New
  • JURI/4/09096
procedure/final/url
Old
http://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!CELEXnumdoc&lg=EN&numdoc=31998L0007
New
https://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!CELEXnumdoc&lg=EN&numdoc=31998L0007
procedure/legal_basis/0
EC before Amsterdam E 100A
procedure/legal_basis/0
EC before Amsterdam E 100
procedure/subject
Old
  • 4.60.06 Consumers' economic and legal interests
New
4.60.06
Consumers' economic and legal interests
2015-11-04Show (2) Changes | Timetravel
activities/16/docs/1/url
Old
http://eur-lex.europa.eu/JOHtml.do?uri=OJ:L:1998:101:SOM:EN:HTML
New
http://eur-lex.europa.eu/legal-content/EN/TXT/?uri=OJ:L:1998:101:TOC
links/European Commission/title
Old
PreLex
New
EUR-Lex
2014-11-10Show (5) Changes
activities
  • date: 1996-04-12T00:00:00 docs: url: http://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!DocNumber&lg=EN&type_doc=COMfinal&an_doc=1996&nu_doc=79 celexid: CELEX:51996PC0079:EN type: Legislative proposal published title: COM(1996)0079 type: Legislative proposal published body: EC commission:
  • date: 1996-05-08T00:00:00 body: EP type: Committee referral announced in Parliament, 1st reading/single reading committees: body: EP responsible: False committee_full: Environment, Public Health and Consumer Protection committee: ENVI body: EP responsible: True committee: JURI date: 1996-06-26T00:00:00 committee_full: Legal Affairs, Citizens' Rights rapporteur: group: PPE name: MOSIEK-URBAHN Marlies
  • date: 1996-10-29T00:00:00 docs: url: http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1996-345&language=EN type: Committee report tabled for plenary, 1st reading/single reading title: A4-0345/1996 body: EP committees: body: EP responsible: False committee_full: Environment, Public Health and Consumer Protection committee: ENVI body: EP responsible: True committee: JURI date: 1996-06-26T00:00:00 committee_full: Legal Affairs, Citizens' Rights rapporteur: group: PPE name: MOSIEK-URBAHN Marlies type: Committee report tabled for plenary, 1st reading/single reading
  • body: CSL meeting_id: 1969 docs: url: http://register.consilium.europa.eu/content/out?lang=EN&typ=SET&i=SMPL&ROWSPP=25&RESULTSET=1&NRROWS=500&DOC_LANCD=EN&ORDERBY=DOC_DATE+DESC&CONTENTS=1969*&MEET_DATE=25/11/1996 type: Debate in Council title: 1969 council: Consumers date: 1996-11-25T00:00:00 type: Council Meeting
  • date: 1997-02-19T00:00:00 docs: url: http://www.europarl.europa.eu/sides/getDoc.do?secondRef=TOC&language=EN&reference=19970219&type=CRE type: Debate in Parliament title: Debate in Parliament body: EP type: Debate in Parliament
  • date: 1997-02-20T00:00:00 docs: type: Decision by Parliament, 1st reading/single reading title: T4-0050/1997 body: EP type: Decision by Parliament, 1st reading/single reading
  • date: 1997-03-21T00:00:00 docs: url: http://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!DocNumber&lg=EN&type_doc=COMfinal&an_doc=1997&nu_doc=127 celexid: CELEX:51997PC0127:EN type: Modified legislative proposal published title: COM(1997)0127 type: Modified legislative proposal published body: EC commission:
  • date: 1997-04-10T00:00:00 body: CSL type: Council Meeting council: Consumers meeting_id: 1997
  • date: 1997-07-07T00:00:00 body: CSL type: Council Meeting council: Economic and Financial Affairs ECOFIN meeting_id: 2023
  • date: 1997-07-24T00:00:00 docs: url: http://register.consilium.europa.eu/content/out?lang=EN&typ=SET&i=ADV&RESULTSET=1&DOC_ID=7496%2F97&DOC_LANCD=EN&ROWSPP=25&NRROWS=500&ORDERBY=DOC_DATE+DESC type: Council position published title: 07496/1/1997 body: CSL type: Council position published
  • date: 1997-09-18T00:00:00 body: EP type: Committee referral announced in Parliament, 2nd reading committees: body: EP responsible: True committee: JURI date: 1996-06-26T00:00:00 committee_full: Legal Affairs, Citizens' Rights rapporteur: group: PPE name: MOSIEK-URBAHN Marlies
  • date: 1997-10-27T00:00:00 body: EP type: Vote in committee, 2nd reading committees: body: EP responsible: True committee: JURI date: 1996-06-26T00:00:00 committee_full: Legal Affairs, Citizens' Rights rapporteur: group: PPE name: MOSIEK-URBAHN Marlies docs: url: http://www.europarl.europa.eu/sides/getDoc.do?type=REPORT&mode=XML&reference=A4-1997-329&language=EN type: Committee recommendation tabled for plenary, 2nd reading title: A4-0329/1997
  • date: 1997-11-19T00:00:00 docs: type: Decision by Parliament, 2nd reading title: T4-0547/1997 body: EP type: Decision by Parliament, 2nd reading
  • date: 1997-12-18T00:00:00 body: CSL type: Council Meeting council: Fisheries meeting_id: 2063
  • date: 1998-02-16T00:00:00 body: CSL type: Final act signed
  • date: 1998-02-16T00:00:00 body: EP type: End of procedure in Parliament
  • date: 1998-04-01T00:00:00 type: Final act published in Official Journal docs: url: http://eur-lex.europa.eu/smartapi/cgi/sga_doc?smartapi!celexplus!prod!CELEXnumdoc&lg=EN&numdoc=31998L0007 title: Directive 1998/7 url: http://eur-lex.europa.eu/JOHtml.do?uri=OJ:L:1998:101:SOM:EN:HTML title: OJ L 101 01.04.1998, p. 0017
committees
  • body: EP responsible: False committee_full: Environment, Public Health and Consumer Protection committee: ENVI
  • body: EP responsible: True committee: JURI date: 1996-06-26T00:00:00 committee_full: Legal Affairs, Citizens' Rights rapporteur: group: PPE name: MOSIEK-URBAHN Marlies
links
European Commission
other
  • body: CSL type: Council Meeting council: Former Council configuration
procedure
dossier_of_the_committee
JURI/4/09096
reference
1996/0055(COD)
instrument
Regulation
legal_basis
EC before Amsterdam E 100
stage_reached
Procedure completed
subtype
Legislation
title
Consumer credit: annual percentage rate of charge APR (amend. Directive 87/102/EEC)
type
COD - Ordinary legislative procedure (ex-codecision procedure)
final
subject
4.60.06 Consumers' economic and legal interests
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