7 Amendments of Den DOVER related to 2008/2122(INI)
Amendment 1 #
Draft opinion
Paragraph 1
Paragraph 1
1. Welcomes the Commission's Communication, which aims to reinforce the development of micro-credit in the EU by improving the legal environment, enhancing entrepreneurship, exchanging best practice and providing financial capital, particularly for non-bankable people;
Amendment 3 #
Draft opinion
Paragraph 2
Paragraph 2
2. Notes that the concept of micro-credit, developed by the Nobel prize winner Mr Muhammad Yunus, is extremely successful in creating economic and social advancements in developing countries; believes that this instrumenta micro-credit initiative could also be of considerable use in the EU in order to increase social inclusion and to promote job-creation and self-employment, especially among women, young people, unemployed people and minorities; envisages therefore, an important role for micro-credit in the fulfilment of the goals of the Lisbon Strategy for Growth and Jobs;
Amendment 4 #
Draft opinion
Paragraph 2 a (new)
Paragraph 2 a (new)
2a. Notes that to a large extent micro credit users are women making for loyal and reliable customers with high pay-back rates;
Amendment 8 #
Draft opinion
Paragraph 3
Paragraph 3
3. Points out that 91.5% of EU enterprises are micro-enterprises (enterprises with less than ten employees) and that the greatest barrier to more innovation for those enterprises results from restricted access to credit, especially small loans (under EUR 25.000); believes therefore, that the Commission's proposal for a micro-credit initiative iswill prove to be a useful tool to enhance employment in micro-enterprises and to boost innovation in the EU;
Amendment 13 #
Draft opinion
Paragraph 4 a (new)
Paragraph 4 a (new)
4a. Urges Member States to make better use of financial assistance through the Structural Funds, such as the European Regional Development Fund and the European Social Fund, in order to improve the access of specific target groups to micro-credit schemes;
Amendment 14 #
Draft opinion
Paragraph 4 b (new)
Paragraph 4 b (new)
4b. Greatly welcomes the recent launching of the 'Joint Action to Support Micro-finance Institutions in Europe' (JASMINE) aiming at the provision of operational technical assistance as well as quality labelling to acknowledge the reliability of Micro-finance institutions (MFIs); emphasises that a flexible approach is essential to enable MFIs in each Member State to meet their individual challenges and requirements;
Amendment 15 #
Draft opinion
Paragraph 5
Paragraph 5
5. Strongly believes that, as a result of the interrelation of financial, employment and social welfare systems, the micro-credit initiative at EU level has to be complemented by policies at a national level, such as training, coaching and capacity building.; calls on the Commission and the Member States to pursue further research on innovative techniques for safeguarding and risk mitigation of micro-credits; believes that an extensive exchange of best practices is required;